Proving to a lender that your business has had consistant profits in the past and the likelihood is these profits are
set to continue and rise can be challenging. The lender wants to be sure that you are going to be able to meet the mortgage payments moving forward. However,
all lenders have their own approach when it comes to mortgage application assessment.
Your Lawrie Mortgage adviser will understand the differing approaches and will be able to help with,
One year accounts
Working from latest years figures only
Self assessment only - no accountant certification
Ideally a lender will want to see at least 2 years certified accounts showing a profit that will
meet their affordability criteria. But we maybe able to help where this is not possible.
As a self-employed person applying for a mortgage you can be eligible
for the same mortgage products as an employed person can be eligible for. You will be considered self-employed if you are,
Within a partnership
Company director with a controlling stake of more than 20 to 25% of the
The following will also be considered as self-employed,
You can start your enquiry by arranging a callback or call us on
0121 616 0216