Bad Credit Mortgage Broker
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Missed payments

Defaults & CCJ's

Debt Management Plans

IVAs and Bankruptcies

Arrange a callback or call 0121 616 0216 to speak to a qualified mortgage adviser now

Missed payments






Whatever your situation, give us a call on 0121 616 0216

Have you got bad credit? Learn more

Why choose Lawrie Mortgages to find your best mortgage?


We compare the WHOLE mortgage and protection market that includes lenders who will consider a history of bad credit. With our expert help you will make the best mortgage choice.


Right through the whole process from your initial enquiry to offer of mortgage your point of contact will be your specialist mortgage adviser. They will be on hand at all times to advise and answer any questions you may have promptly and in terms you will understand.


Rest assured, we will not quit until we have explored every avenue to get you the mortgage to complete the transaction you need to move on. This is what we specialise in.

Turned down by your bank for a mortgage?

Doesn't mean you can't get a mortgage!

We have a wealth of experience in bad credit, specialist mortgages. We compare the WHOLE of the mortgage market which gives us access to all the specialist lenders and exclusive deals.

Whatever reason your bank gave, whether,

  • Bad credit
  • Poor credit score
  • Partner has bad credit, but good income
  • Self-employed

..give us a call and sit back - we will not quit until we have explored every avenue to getting you a mortgage.

How Lawrie Mortgages can help

First time buyers

As a first time buyer having to get up to speed with the whole mortgage process is daunting enough. Throw in background adverse credit and it can get pretty over whelming. Before letting that happen let us help you with getting the best mortgage deal that suits your individual circumstances whilst continually guiding you through the whole process. This includes guidance with mortgages that support Right to Buy and Help to Buy government backed schemes. Learn more

Home movers

As a home mover your circumstance may well have changed since your original home purchase. This could result in your current bank or lender being unable to help with your move as you no longer fit their lending criteria. This may be quite isolating, but it really isn't that unusual. Changes in circumstances may include recent adverse credit, change of employment status (from employed to self-employed, for example), or the household income sources have changed. As a specialist mortgage broker Lawrie Mortgages have the expertise and specialist lender access to help, whatever your circumstance maybe. Learn more


You may well be coming to the end of a mortgage deal and want to replace it with a new deal. The original deal could've been with a specialist lender and now, with your circumstances much improved, want to get a more favourable interest rate from a high street lender. And, if you have sufficient equity built up in your property, you may want to raise some capital.

Reasons for capital raising may include,

There are many reasons why you could be considering a remortgage. Whatever the reason, we can help.