Commercial finance, the better fit for professionals
Bridging loans and development finance

Talk to a mortgage adviser within minutes...

Commercial mortgage

This is a mortgage that is secured against commercial property. This may be to purchase a property to run a business from. It can also be used to purchase a block of flats or commercial property that is to be rented out. Even a buy to let (residential or commercial) portfolio can come under one commercial mortgage that may end up being cheaper.


The minimum deposit required is 25% and the average length of the mortgage is around 5 years.

Bridging loans

This is a short-term loan that is typically used to “bridge” the gap between purchase and mortgage. It is quick, flexible and suitable for a wide range of properties. This can be regulated or unregulated.


Deposit is needed of usually 25% and interest rates are high at around 0.5% - 1.5% per month. Evidence of a repayment vehicle (exit strategy) will need to be evidenced.

Development finance

This is to help fund a building project for a property you intend to sell or rent out.


Planning permission is required, and the time limit is usually between 12 - 18 months for residential and commercial developments can get longer than 18 months.

What next?

You can start your enquiry by arranging a callback or call us on

0121 616 0216

Commercial finance is not regulated by the Financial Conduct Authority. Not all bridging finance is regulated by the Financial Conduct Authority.